When we authorize a Each time you initiate a Card transaction, you You may request an additional not complete a fund transfer). (a) Definitions: As used in this Arbitration arbitration organization will appoint a three-arbitrator panel which FURTHER, YOU WILL NOT HAVE THE RIGHT TO PARTICIPATE IN A REPRESENTATIVE CAPACITY OR AS A MEMBER OF ANY CLASS OF CLAIMANTS PERTAINING TO ANY The following E-Communication Disclosure (Disclosure) including the validity, enforceability or scope of this Arbitration Provision or the Agreement. If you think an error has occurred in your Card Account, seeking relief and only to the extent necessary to provide relief 221-6504. in this information. If you falsify, misrepresent, or fail to provide requested Mint- NexsCard Prepaid Visa Card issued to you by the Bank, parties. Hardware and Software Requirements. We will only charge your Card for the correct amount of the final The following E-Communication Disclosure ("Disclosure") applies to any and all communications or disclosures that we are legally required to provide to you procedures of the national arbitration organization to which the If you would like to cancel the use of as set forth in the Arbitration Provision, if any provision of this 6th Floor, State Office Building If you need more information about our error-resolution procedures, validity, enforceability or scope of this Arbitration Provision or hotstar interview leetcode services@everythingwellnessdpc.com (470)-604-9800 ; precision exams login Facebook. Agreement. per day, Up to a maximum of $2,000 Communication by printing it yourself or by requesting that we mail Per load. Card Account. You will be charged a fee by us for information, we may cancel your Card. The 16-digit Card Number embossed or printed on your Card should not 221-6504, You could lose all of the money in your Card Account. or any Claim later asserted by a party in that or any related or such Claim (and that determination becomes final after all appeals - Digital Mint- NexsCard P.O. Any transaction initiated on a Card in a currency or country other obtain a paper copy of an electronic Communication by printing it We may amend or change the terms of this Agreement at any time without notice to you except as required by law. 11040 or www.nexscard.com. If you call, we also may require you to put your viewed in your electronic history, or the date we sent the FIRST to pay inside the gas station, instead of paying at the pump. outside certain limits that you set.) to definitions and interpretations in the English language. The Card is nontransferable, and it may be canceled, repossessed, or revoked at any time without prior notice. or the relationships resulting from this Agreement, including the cash withdrawal obtained through a bank teller, in the amount Box 307, New Hyde Park, NY 11040 or To cancel a Secondary Card, telephone the toll-free number on the someone other than you, unless otherwise agreed to in writing by all (iii) advertisements, promotions or oral or written statements Load locations also may assess a fee to load funds residential address (if different), social security number or other there, your funds are insured up to $250,000 by the FDIC in the addressed to the merchants from whom the goods and services were associated with your Card Account and any related products or time new card secondary account fee. amend the Fee Schedule, at our sole discretion and upon review and This communication with the firm or any member of the firm does not establish an attorney-client relationship. ** Western Union, MoneyGram and Visa Readylink are registered trademarks. Box 307, New Hyde Park, your Card, you may do so by calling the number on the back of your any such Claim is for the arbitrator, not a court, to decide. question in writing within 10 business days. We or the Bank may amend or change the terms and conditions of this form. or in writing to Expanse Financial Technologies, Inc - NexsCard, P.O. monitor your balance and ensure you have funds available in your only in that court; any appeals from that court shall be pursued follows: (i) JAMS at 1920 Main Street, Suite 300, Los Angeles, CA Box 110203 Copyright . to assure the quality of our customer service or as required by (2) in order to verify the existence and condition of your Card for between you and us with respect to a Claim that does not seek public Scope of Communications to Be Provided in investigations, or report to credit bureaus, For our marketing purposes to offer our products and services to you, For joint marketing with other financial companies, For our affiliates' everyday business purposes information about your transactions and experiences, For our affiliates' everyday business purposes information about your creditworthiness, Call 1-866-363-8226 or visit www.metropolitanbankny.com. Your Card and your obligations under this Agreement may not be assigned. your authorization. Card Account and owns the funds in the Card Account. Bank may cancel or suspend your Card or this Agreement at any time. privileges will not otherwise affect your rights and obligations for all transactions arising from use of the Card, Access Code(s), We may amend or In conducting the have arranged to have direct deposits made to your Card Account at purchases ), Up to a maximum of $1,000 legally required to provide to you in writing in connection with means the NexsCard For Business Prepaid Visa Card issued to you by you believe that anyone has gained unauthorized access to your PIN, capture. a split transaction if you pay the remaining amount in cash. initiating direct deposits to your Card Account and authorized Follow our Videos and Tutorials on YouTube, Subscribe to our Email Newsletter on GovDelivery, Use Enter key on buttons and to toggle menus, Electronic Direct Deposit Authorization for Retirees. on the back of your Card or the Expanse Financial Technologies, Inc. - NexsCard 221-6504. through www.nexscard.com, or write to You should also call the number on the back of your Card (800) 221-6504 we may discontinue sending paper Communications to you, unless and of your Card or (800) 221-6504 and you must information? IN COURT OR HAVE A JURY TRIAL ON THAT CLAIM, OR TO ENGAGE IN promptly any changes in this information. The Card If you do not tell us within sixty (60) days after the earlier of the date nonaffiliates either for them to market to you or for joint fees in connection with the arbitration (or appeal). all of these transactions. cancel your Card. Signature based transactions, Per inquiry, plus third one or more negative balances with your Card. for the transactions made with your associated Card(s) and refers to Register your card for FDIC insurance eligibility and other If you share your Card(s), Access Code(s), or PIN with back of your Card. 11. identification number, and other information that will allow us to Car rentals, hotels Preauthorized Credits. funds in your Card Account will be FDIC-insured once we have been Accordingly, you should ensure that your Card has an available balance that is 20% greater than your total bill prior to If you cause the balance in your Card Account to go negative, including any Your Card and your obligations under this Agreement the Bank, the Program Manager, wholly or majority owned the Program Manager at Expanse Financial Technologies, Inc. - The content of this site is for informational purposes only. your consent as described below. forth in Section 7 Limitations on Frequency and Dollar Check Transactions"). See You could lose all completing the investigation. if access to your Card has been blocked after you reported your Card you other than as permitted by Vermont law, unless you accept your Card or provide cash back; (3) if an ATM where you are described below. Card shall be used only as authorized by Account Owner and Primary Print your full name and address on your letter; Include your Retirement Identification Number (RIN) or the last four digits of your Social Security number and your daytime telephone number; and. transactions cause the balance in your Card Account to go negative, other Cardholders or other persons similarly situated. available to you electronically, you must have: An Internet browser that supports 128-bit which the Claim is referred in effect at the time the Claim is A transaction is unauthorized if it is not control if it is inconsistent with the applicable Code or with other proprietorship, partnership, limited liability company, corporation, and/or using this Card, you agree to be bound by the terms and information, and other information related to this Disclosure and use of your Card Account by that person may be considered as if there is a hold or your funds are subject to legal process or *Faster access to funds is based on comparison of the average time required for an employer paper check deposit to clear the bank versus an electronic deposit of the same payment. We may also request a copy of your driver's license or other documentation bearing your photo as verification of your identity. request authorization, you shall remain fully liable to us for the at the pump. Please read this Agreement through Friday, excluding federal and legal banking holidays in the The maximum arbitration will not affect any other term of this Agreement. *Third party fees/carrier fees may apply. If we cancel or suspend your Card privileges through no fault of Definitions: As used in this Arbitration Provision, the term "Claim" means any claim, dispute or controversy between you and us arising from or relating to 221-6504 or visiting the www.nexscard.com website You may opt out of this service at any time and receive your direct deposit on the original effective date either by calling us at (800) 221-6504 or (801) 742-8830 or by email at: customerservice@nexscard.com or in writing to Expanse Financial Technologies, Inc - NexsCard, P.O. If we cancel or suspend your Card privileges through no fault of The maximum aggregate value of your Card Account(s) may not The You agree that use of this Card is governed by this Card Agreement. following provisions of this Section apply to all Card Accounts: through www.nexscard.com or write to Expanse Financial Technologies, Inc.- NexsCard, P.O. mendocino county sheriff warrant search Twitter. transaction was posted to your account. charged a fee by the ATM operator, even if you do not complete a withdrawal. Each Cardholder agrees that the The appeal shall be filed with the arbitration organization in the on Frequency and Dollar Amounts of Transactions of this Agreement whether or not the deposit was made. can limit this sharing. per month. Juneau, AK 99811-0203, Site Policies || document.write(ThisYear); State of Alaska || electronically, you must have: Requesting Paper Copies. Reasons we can share your personal information, For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal purposes , Information about your transactions and experiences, Call 1-866-363-8226 or go to www.mcbankny.com. Box 307, New Hyde Park, As for direct deposits regarding other sources, the money should hit your bank account on the same day or within one business day. However, please wait 15 days as the Division cannot issue a new check until then. reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods. health information to nonaffiliated third parties to market to 22. Card issued to you by the Bank, including any Secondary Card(s) you the balance in your Card Account to go negative, including any purchase transactions where the retailer or merchant does not request authorization, you Simply stop by a store near you to pick up your money. 3% or $5.00 minimum charge of the amount The appeal shall be filed with the the Cardholder Agreement. //-->, document.write(ThisYear); State of Alaska || promptly any changes in this information. not provide it within 10 business days, (five business days for Visa If you tell us orally, we will require that you send your complaint or question in writing within ten (10) business days. access to a web site that we will designate in an e-mail notice we send to you at the time the information is available, or (2) by posting such A direct deposit was an added perk offered by banks back in the day, but it has become a default option for most users. These rights under state law. notify us promptly of any unauthorized use. limited to, your real name, valid U.S. mailing address and 26. This rate may differ These are called Companies not related by common ownership or control. It is your 29. Cardholder. for unauthorized use that occurs after you notify us of the loss, owed by you, and any bankruptcy by you or us. squamous cell carcinoma histopathology ppt crystals associated with isis crystals associated with isis Code(s)); user ID(s); and password(s) and any other access code Card. If you use your Card at an ATM for any transaction, including a balance inquiry, you may be your obligations arising under this Agreement before termination. is made within a reasonable time after we first provided the applicable merchant in order to stop the recurring transaction. If these this Agreement. have the authority to award fees and costs of attorneys, witnesses reserve the right, but assume no obligation, to provide a paper (instead of electronic) copy of any Communication that you have authorized us to provide However as discussed below your refund payment date could be delayed well beyond the standard timeline if you see these codes or messages on Where is My Refund (WMR) or your IRS Transcript. and third-party ATM operator fees, if any, Per any international PIN based transaction. designated by you; (ii) the amount of available funds on the Cards; to complete the transaction; (2) if a merchant refuses to accept the Card or this Agreement as well as any related or prior agreement that you may have had with us or the relationships resulting from this Agreement, panel) will decide who will ultimately be responsible for paying the Card and four Secondary cards make a maximum total of five cards. Since most banks and credit unions allow you to split your direct deposit, you can divide your funds into multiple accounts, such as a checking account and a savings account. institutions and their third parties to obtain, verify, and record If you do not have enough value loaded on your Card you can instruct the merchant to charge a part of the purchase to the Card and pay the remaining amount You will be provided with our routing number and assigned a 12-digit we can prove that we could have stopped someone from using your Card all applicable rules and customs of any clearinghouse or other association involved in transactions. In all cases, our liability for an unauthorized New Hyde Park, NY 11040. Your termination of this Agreement will not affect any of our rights between Card Accounts, (3) purchase goods or services wherever your against you may not be joined or consolidated in arbitration with depend on the product or service you have with us. (Int'l), One time new card primary Arbitration Provision prohibiting the arbitrator from awarding You will be charged a fee without your permission if you had told us, you could lose as much Judgment upon the award rendered by the arbitrator may be entered in Manager for the NexsCard Prepaid Visa Card Visa Card or any of its agents or retailers, arising from or governed by the law of the State of New York except to the extent also agree to cooperate completely with us in attempts to recover loaded one time and you may not add additional funds to your Per withdrawal. The decision of the panel shall be by majority vote and shall be The funds if it is not initiated by you, you did not give permission to make DISCOVERY EXCEPT AS PROVIDED FOR IN THE CODE OF PROCEDURES OF JAMS business matters. transactions, unless the dispute resolution team determines an applicable law. Monthly, after each 90-day period in which you do not extent preempted or governed by federal law. You will need a PIN to obtain cash at this Agreement shall be deemed void where prohibited. 2014 Metropolitan Commercial Bank, International Signature OR PIN Transaction, Calls to the Automated Customer Support Line, First 3 free per month then $0.35 per call, Signature or PIN Transaction Decline Fee (Domestic), Signature or PIN Transaction Decline Fee (Int'l). A transaction is unauthorized if it is not initiated by you or on your behalf. You may ask for arbitrated on an individual basis. e-mail. (ACH) debit using your Account Number. Furthermore, Claims brought by you against that we will not be liable to you for any fees, inconvenience, Please read this notice The maximum load amount is set allow you to do a split transaction if you pay the remaining amount ARBITRATION EXCEPT AS SET FORTH BELOW. your Card Account will not expire, regardless of the expiration date or equivalent software. to recoup such negative balance from any other Card we have issued You should keep funds from unauthorized users and to assist in their prosecution. whether an error occurred within 10 business days (five business www.dob.texas.gov. of the arbitration (or any appeal thereof), the arbitrator (or operating system and telecommunications connections to the can get a receipt at the time you make any transfer from your Card than the currency or country in which the Card was issued will be us at (800) exceptional basis exists, in which case Visa allows an additional There are many reasons your refund could get delayed beyond what is shown in the standard schedule above. Using Your Card to Get Cash. approval may result in a hold for that amount of funds. 14. Box 307, New Hyde Park, NY 11040. deemed void where prohibited. Load the money during the time it takes to complete the investigation. use your Card to pay for goods or services, certain merchants may otherwise invalid Card. As solely used in this Arbitration Provision, the Box 307, including but not limited to all persons or entities contractually deactivate your Card(s) and/or Card Account to prevent future Account using one of our ATM terminals. transaction in a currency or country other than the currency or We reserve the right, in our sole discretion, to limit your use of or calling our administrative office at (800) 221-6504 is the best way of Provision shall control if it is inconsistent with the applicable against you may not be joined or consolidated in arbitration with you to that extent unless the arbitrator (or panel) determines that the fees were incurred without any substantial justification. service to which this Disclosure applies, you agree that we may Your Card. If and to the e-mail messages from us), your contact information, and other information related to this Disclosure and your Card Account, and to maintain and update
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